Getting injured while on the job can put your life on hold. From missed wages to unexpected medical bills, the most reliable source of assistance for an injured worker is workers’ compensation. When injured on the job, you might find yourself asking, “What medical treatment does workers’ compensation pay for in New Jersey?” An attorney at Weisberg & Klauber, LLC, can answer this and all your workers’ compensation claim concerns.
No matter the severity or nature of the workplace injury, workers’ compensation benefits are available to any New Jersey worker injured on the job. Maybe you need assistance with filing for a first-time workers’ compensation claim. Perhaps your initial claim was denied or is being disputed, and you require legal representation. In either case, hire a New Brunswick workers’ compensation lawyer that you can trust. With 20 years of experience in workplace injury law, the office of Weisberg & Klauber, LLC, can represent you in the Jersey Shore area.
Medical Coverage From Workers’ Compensation in New Jersey
New Jersey workers’ compensation laws operate under a no-fault system, so workers don’t need to prove their employer’s negligence to obtain workers’ compensation benefits. These benefits are meant to cover the immediate and future needs of the worker’s recovery. While workers’ comp must be requested by the injured employee and approved by the employer’s insurer, it can cover a wide variety of medical needs, including:
- Diagnostic testing, such as X-rays, MRIs, and lab tests
- Initial medical treatment related to the injury, such as initial emergency care, hospital stays, follow-up appointments, and medical consultations
- Mental health services
- Physical rehabilitation and chiropractic care
- Prescriptions and medical equipment
- Surgery for injuries, regardless of severity
In most cases, the employer’s insurance carrier will provide a list of approved doctors or care units, and the injured party must use these to have the full benefits of their workers’ compensation claim. It is vital to follow all the required filing steps to get the full workers’ compensation benefits. These services, once approved, will be provided with no co-pay or deductible, and they will not be billed to the employee.
The Full Spectrum of Workers’ Compensation Benefits
While many workplace injuries are minor, with injuries like sprains accounting for 8% of claims, assistance might still be necessary. Beyond coverage for medical treatment and recovery, workers’ compensation in New Jersey can also provide financial assistance to injured workers who are out of work for more than seven days, including:
- Disability. If your workplace injury has caused you to become disabled, workers’ compensation could grant long-term, short-term, permanent partial, or total disability.
- Missed Wages. Up to 70% of missed wages will be paid to injured employees per their usual pay schedule.
If you are pursuing a workers’ compensation claim for the first time, or if your employer’s insurance has rejected or disputed your claim, a workers’ compensation attorney can help.
Hire a Workers’ Compensation Lawyer
Workers’ compensation claims can be complex, especially when dealing with extreme or unique circumstances. When your finances and health are at risk, you should not leave yourself unprotected. Let a New Jersey workers’ compensation lawyer with over 20 years of experience guide you through the process, from filing to accepting a settlement.
Waiting to file or take action in your workers’ compensation claim could leave your case without substantial evidence or testimony, which could be vital in getting you the benefits you require. Trust our firm with your workers’ compensation claim. Contact the office of Weisberg & Klauber, LLC, today to arrange a consultation about your workers’ comp case.
