Being injured on the job can be debilitating in both the short and long terms, sometimes leaving you with financial burdens and a lengthy recovery time. Healing from a workplace accident can mean medical bills, missed wages, and emotional strain. In New Jersey, workers are entitled to coverage and benefits via workers’ compensation claims. Weisberg & Klauber, LLC, knows how to file a workers’ compensation claim in New Jersey.
If you have been injured on the job, you are entitled to workers’ compensation benefits. With 20 years of experience in workplace injury law, the law office of Weisberg & Klauber, LLC, can answer all your questions related to your workers’ compensation case. Hire a New Brunswick workers’ compensation lawyer today to seek the financial support you need for you and your family while you recover.
Workers’ Compensation Claims in the Jersey Shore
In the Jersey Shore, workers who are injured on the job are entitled to workers’ compensation benefits. New Jersey workers’ compensation laws set up this system to help injured workers heal and recover. These financial benefits exist to cover medical bills and wage replacement. Overall, they include:
- Medical bill coverage. Medical bills related to your workplace injury, any long-term medical care, and any new medical equipment you may need should be covered by your employer’s insurance provider.
- Long- or short-term disability. If your injury is severe enough that you miss more than seven days of work, you might be entitled to short-term disability coverage until you can return to work or reach your maximum medical improvement, which is when the injury or condition has stabilized.
- Permanent disability. If your injury or illness sustained on the job leaves you permanently disabled, you might be entitled to permanent partial or total disability.
- Wage replacement. Up to 70% of your average weekly wages should be covered through a workers’ compensation claim. As of 2024, the average weekly wage of New Jersey workers was $1,598.66.
- Death benefits. If a worker loses their life due to a workplace injury or illness, the family of the deceased might be entitled to death benefits. These can cover financial burdens, like funeral costs.
If your injuries involved a third party not related to your employer, you might be owed additional coverage and benefits for pain and suffering through a personal injury claim. Speak with an attorney at Weisberg & Klauber, LLC, for more information.
How to File a Workers’ Compensation Claim in New Jersey
If you have been injured on the job, you must follow several vital steps to file for your workers’ compensation benefits:
- Seek medical treatment. Even if the injury does not seem immediately severe, seeking medical attention as soon as possible will get any injuries, suggested treatment, and physician opinion on record, especially before the injury begins to heal or is later disputed for lack of evidence.
- Report the injury. Your employer should be notified in writing of the incident and injuries that occurred, including dates, times, and names of those involved or witnesses. The employer will file the report with their insurance, which will evaluate and rule on acceptable coverage.
- File a formal claim. If necessary, a formal claim can be filed if the initial workers’ compensation claim is denied or the final benefit package is not sufficient.
- Hearing or settlement. A New Jersey workers’ compensation attorney can handle negotiations, settlements, and hearings if the case goes to trial.
Not all workers’ compensation claims are alike; some might be more straightforward, while others might be complex or involve injuries from prolonged occupational exposure. The experience of a workers’ compensation lawyer from Weisberg & Klauber, LLC, can benefit your workers’ comp case.
FAQs
How Do I File a Workers’ Comp Claim in New Jersey?
In New Jersey, you should immediately report any workplace injuries to your employer. This establishes a record of the incident so your employer can file the report with their insurer. You have two years to file a formal workers’ compensation claim with the New Jersey Division of Workers’ Compensation. If your employer’s insurance has denied your claim or your benefits have been denied, a New Jersey workers’ compensation attorney can review your case and seek a fair settlement.
Can I File a Workers’ Comp Claim Myself in New Jersey?
Yes, in New Jersey, you can file a workers’ compensation claim yourself, but it is recommended to seek the guidance of legal counsel to avoid missing deadlines or when navigating more complex workers’ compensation cases. Claims are disputed or even terminated due to clerical errors or lack of evidence. Employers have insurance adjusters and legal teams to protect them from large settlements and liability when workplace accidents occur. Let an experienced workers’ compensation lawyer build a strong case for you.
How Long Do I Have to File a Workers’ Comp Claim in New Jersey?
In New Jersey, workers have two years from the date of the work-related injury to file a formal workers’ compensation claim. Employers must be notified of the work-related injury within 90 days of the incident to file a report with the company insurer. If you developed an illness or injury that did not manifest immediately but was caused by your place of work, you have two years from when you knew the ailment was work-related to report it.
How Do I Start a Workers’ Compensation Claim?
In New Jersey, to start a workers’ compensation claim, you first must report the injury or illness to your employer as soon as possible and no later than 90 days after the illness or injury was identified. Your employer might have an authorized doctor whom they will require you to be examined by; otherwise, you should seek medical attention for your injury or illness through your own medical provider to get a diagnosis, treatment plans, and recovery time on record.
Hire a Workers’ Compensation Lawyer
While the process of filing and getting approval on your workers’ compensation claim can seem complex, Adam Weisberg’s 20 years of experience in workplace injury law enable him to pursue the benefits and financial assistance you deserve. Waiting to file your workers’ compensation claim could be detrimental to your final settlement. Without the incident being properly documented and investigated, your employer’s insurance might have grounds to deny your claim. Contact the office of Weisberg & Klauber, LLC, today to set up a consultation about your New Jersey workers’ compensation case.
